Almost half of U.S. consumers don't have a credit score or have a credit score under 700, and according to a survey by the Federal Reserve, 30% need financing in order to make an unexpected purchase of $400 or more. Rather than excluding these consumers, retailers would be wise to look beyond the credit score and understand more about this consumer demographic. Learn all about lease-to-own and how it is ...

Before COVID-19, many businesses took their time launching ecommerce operations. With in-store business and other sales channels to focus on, incentives to move online just weren’t all that compelling. The coronavirus has turned that thinking on its head and created a new sense of urgency around accelerating ecommerce. An omnichannel sales strategy is no longer simply nice-to-have. It’s an absolute must in the age of COVID-19. Businesses have an opportunity to thrive in this era by moving online ...